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Section: Questions   Category: Halacha
  A r c h i v e s
Halacha - Ribis
Submitted by anonymous  Answered by Rav Peretz Moncharsh
Question:
Answer: A Heter Isska should be created, because technically your direct obligation is only to your father and not the bank. Consequently, you are effectively paying him Ribis, as the bank does not recognize you as a relevant party.
posted:2012-07-27 12:50:02  (0) comments   email to a friend


Halacha - Ribis
Submitted by Yehoshua  Answered by Rav Peretz Moncharsh
Question:
Answer: The Sha'arei Deah permits this.
posted:2012-05-07 15:05:31  (0) comments   email to a friend


Halacha - ribis
Submitted by Barney  Answered by Rav Yehonoson Hool
Question:
Answer: In general, one is permitted to accept such "benefits" from someone to whom you lent money if three conditions are fulfilled: It is something small, it is not done in a particularly public manner, and he would have given it to you anyway even if you hadn't lent him the money. (And obviously, assuming he doesn't say that he's giving it you because you lent him money.)

If you're the type of friend/communal member etc who would have gone anyway to the bris even if you hadn't lent him any money, you may still do so.
posted:2009-07-08 10:45:54  (0) comments   email to a friend


Halacha - heter iska
Submitted by anonymous  Answered by Rav Yehonoson Hool
Question:
Answer: It is forbidden to borrow with interest from any Jew. Interestingly, there was a suggestion that a father may lend money to his young children with interest in order that they should learn the bitter taste of paying interest, and understand how severe is the punishment for those who lend with interest, but the Gemora (Bava Metzia 75a) rejects this and forbids this too.

However, one may lend money using a Hetter Iska, in which case any extra money paid is not actually interest at all.

A Hetter Iska document can be attained from most "Beth Din"s. Have someone explain it to you before signing, as many Poskim hold that someone who has no idea how the Hetter Iska works cannot use such a document.
posted:2009-04-19 12:40:24  (0) comments   email to a friend


Halacha - ribis
Submitted by anonymous  Answered by Rav Peretz Moncharsh
Question:
Answer:

It's not a problem. The transaction is a sale not a loan because you are paying cash for the product, it is irrelevant how they paid for the product. Even if you would buy the food stamps for cash at full value it would not be ribis just like cashing a check (althouth it may not be legal). If you would pay less than the face value it would presumably be a machlokes if ribis is involved, assuming a food stamp is similar to a check.

posted:2008-06-13 00:38:03  (0) comments   email to a friend


Halacha - Ribis
Submitted by anonymous  Answered by Rav Peretz Moncharsh
Question:
Answer:

You may give a discount for prepaying, but you may not quote both prices. Meaning, you may not tell the patient that he needs 12 treatments at 100 shekel each if he pays at each visit or 1000 shekel if he pays up front. However, you may have both prices and only quote the person one of them.

posted:2008-06-01 05:53:10  (2) comments   email to a friend


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