Section: Questions Category: Money Matters
TAGS:ma'aser money matters tzedaka
|Money Matters - Stolen Tzedaka Check|
|Submitted by anonymous Answered by Rav Yehonoson Hool|
a) If the agent was a representative of the charity organization, it could well be argued that the money is considered to have been given over to them (even though it has not yet left your account - if a borrower repays his debt with a cheque, which subsequently gets stolen from the creditor, we would not expect the borrower to pay the creditor again). A claim against the agent will probably be unsuccessful according to the Halachah. If the thief then withdraws the money, the money lost is lost to ma'aser. If however, you manage to cancel the cheque, it turns out that no money actually left your account, so you would still have to pay the money to tzeddakah. Nonetheless, you can deduct the cost of cancelling the cheque. This is because if you don't cancel it, the organization will not get the money at all, as mentioned above, so it is assumed that the organisation would be willing to compensate you for stopping the cheque, because that way they gain the difference that you will give them afterwards from the sum that never left your account.