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|Halacha - Collecting Bad Debts|
|Submitted by anonymous Answered by Rav Peretz Moncharsh|
|Answer: Generally speaking as long as one did not say explicitly that he forgives a debt the money is still owed and certainly may be accepted. However since 2000-2001 was Shmitta, Rosh HaShana of 2001 eliminated the debt if no pruzbol was made. Therefore, you would have to tell the borrower that he need not pay back, and only if he continues to insist on paying may you accept the money.